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Group Life Insurance

Group Life Insurance Information

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Group Life Insurance is usually presented as a part of a larger benefits package.

Life insurance essentially comes in two types: Term Life Insurance and Permanent Life Insurance. Get more information about these products from our Life Insurance Info section.


Advantages of offering Group Life Insurance:

1. Group life insurance premiums are considerably lower than premiums for individual life insurance policies. 

2. Allows higher risk individuals to be given life insurance coverage.

For most companies, the risk factor is low — everyone in a company is not likely to die at once. Additionally, since group life insurance is typically bundled with group health insurance, the insurance company’s sales and administrative costs are minimal. Insurance companies base group life premiums on the overall risk of the company or group.

Are you already offering a 401k or other retirement plans to your employees? If not, get more information here.

Let us know if you need more information about group life insurance. 
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